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One should worry about the work that you’re actually doing, not about the money. For only when you work hard will you be successful –
If you have been told this multiple times or are trying to lead your life with this motto, please realise it’s nothing more than a bucket of unadulterated crap, especially in a country like ours, where most of the time, putting in extra hours at work doesn’t count for shit. It’s not about being a hard worker here – it’s about being a smart worker. Because no matter where you are, no matter what you do, there will always be someone willing to do the work you do for a cheaper price. So how does one manage to save money when you’re hardly making any? Thank god you asked.
1. Make a check-list of expenditures
First things first, you need to know what and how much you’re spending on what every month. Consider everything from rent to regular habits like smoking and drinking. If not anything more, the list will definitely make you more conscious about where your money is going. Try rationing it out thereon.
2. Get rid of your debts
To begin saving anything, you need to make sure you don’t have outstanding debts. If you sit down to actually calculate how much money you end up paying as interest over and above the debt, you’d realise what a menace credit cards are. Also, once you’re free of debts, you can easily set aside the same amount as a saving.
